Making a property purchase will usually be the biggest financial decision a person makes in their lifetime. Australian’s have long used investment property as a tool for increasing wealth and securing their financial future.  There is however, a common misconception that property investing always delivers positive returns, while this is true a lot of the time it certainly isn’t an instant road to riches. It is essential you understand all the options available so you can make an informed decision. Not doing your homework and not seeking the right advice could be disastrous.